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Financing Options
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With promotional financing from Kodiak, major purchases don’t have to wait.*

We offer several financing options to meet your needs and budget, from 18 months Interest Free, to 120 months with low monthly payments.

*Subject to credit approval


Kodiak offers a wide range of financing options through various platforms for your Energy Efficiency Upgrades. We are a registered Trade Ally with all major utility providers in New Jersey, and can help you select the program option that is best for you and your project.  


If you receive both electric and gas service from PSE&G, if you are a PSE&G electric-only customer whose residence is all electric, or if you are a PSE&G electric-only customer who uses delivered fuel (e.g., oil or propane) to heat your home, you may qualify for an on-bill repayment term of 84 months (seven years) for up to $25,000 of your total project cost.


NJ customers with Jersey Central Power & Light electric service may be eligible for up to $15,000 interest free financing for a period of 5 years, and 7 years for low to moderate income customers. The National Energy Improvement Fund’s (NEIF) EnergyPlus Loan is a simple interest, unsecured installment loan for most energy and resiliency improvements.


Kodiak Heating & Air is proud to partner with Synchrony Financial to offer various financing options for your HVAC projects and services, subject to credit approval. Offerings range from 6 Months No Interest for smaller purchases, to longer terms for larger scale projects. Please contact us for a complete list of financing options and offerings. 

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